Providing Everything You Need
Athena is here to help, whether you’re a first time buyer, moving home, remortgaging, or investing in a property. Also here if you are having a panic.
We are here to take the stress away, get a cracking mortgage deal and get you in your dream home.
First Time Buyer
Has the time come to leave home and buy your first home? Many people find buying their first home overwhelming – so we want to get you as prepared as possible before you start viewing.
We will help you understand how much you can borrow, what your monthly costs will be, how realistic your budget is and what you need for a deposit. We will also discuss the other costs involved such as solicitor costs.
Need more space, or fancy a change in location? Athena Mortgages will help you find the best possible mortgage for your new home – which may include porting (moving) your current mortgage if that is a better option for you.
There is more to consider when you want to move. Our advice is – Get in contact sooner than you think you should. We want to make sure you are in a comfortable position before you go viewing houses or look to get your house on the market.
Treat your remortgage with as much care as you did your first mortgage.
Whether you are looking for a more competitive rate (and we will look at what your existing bank can do with this too), want to borrow more for home improvements or are looking to consolidate debt – we will take you through each step of this.
Buy to Let/ LTD Co. Buy to Let
We know a buy to let purchase can be time sensitive- so we will work to get you a lender that suits your needs and your timeframe. There have been many changes recently for stress tests so if you have a portfolio or are looking to grow one it will be worthwhile having a conversation before you start looking at the next property.
Protecting Your Assets and Your Family
We want to get you in your dream home – and keep you there.
This covers things such as life insurance, critical illness cover, personal sick pay (income protection) and family insurance (family income benefit).
All our clients have a bespoke protection plan as no one size fits all. We will discuss the best options to protect the debt, keep it affordable and give you peace of mind.